Products

Quotes are available in less than 60 seconds! All of our products are underwritten by leading UK insurers.

Residential Landlord Insurance

Our residential landlords insurance is a comprehensive insurance policy offered at extremely competitive rates.

Our policy covers all the standard perils as well as providing the following cover for properties of all sizes throughout the UK.

Cover for Houses, Bungalows and Flats
Commercial and residential combined
Loss of rent cover is 30% of the Buildings Sum Insured
Property owner's liability £5,000,000.00
Terrorism cover is included
90 day unoccupancy clause
Contents cover up to £40,000.00
Insurance cover is 'new for old'
Policy Excess: £100.00 for Buildings and £50.00 for Contents

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Commercial Property Insurance

This policy offers comprehensive cover for most commercial properties including:

Offices, including taxi offices, travel agents, and estate agents.
Hairdressers and beauticians.
Restaurants, including cafés and high risk eateries, such as fast food takeaways.
Dental surgeries.
Car accessory stores.
Furniture stores.
Garden centres.
Commercial & residential combined.

The policy covers buildings with a combination of residential and commercial interests such as offices, shops, restaurants etc with residential accommodation attached. We can also provide Unoccupied Commercial Property Insurance.

Standard cover includes:

Cover for Material Damage through accidental loss or destruction.
Full Accidental Damage cover
Up to £2 Million Property Owners Liability (subject to additional premium)
Up to 20% Loss of Rent(subject to additional premium).

Legal Expenses and Rent Guarantee Insurance

There are 3 types of products available in this category, 2 of which are provided with rent guarantee insurance, as follows:

Legal Expenses
This is a comprehensive Legal expenses product that will cover the landlords costs of any disputes between themselves and their tenant(s). This is a 12 month policy and costs just £39.50 per annum.

Legal Expenses & Rent Guarantee (6 Months)

Comprehensive Legal expenses product covering the landlords costs for disputes between themselves and their tenant(s), with rent guarantee insurance up to a maximum of £2,500 per month. This is a 6 month policy and costs just £52.50.

Legal Expenses & Rent Guarantee (12 Months)

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Home Buildings & Contents Insurance

The main benefits of this policy are as follows:

Home contents insurance with the option of personal belongings cover
Instant online home insurance quote
Buildings cover available, with or without contents
Extra discount if you take out buildings and contents insurance combined cover
Flexible cover to match your needs
Monthly payment option
Garden cover available via our home insurance policy
Includes Legal & Taxation Advice Helpline
Legal Liability to public to £2,000,000
Accidental damage cover
Alternative accommodation

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Tenants Contents Insurance

This policy is available for all residential tenants (including students) living in flats, bed-sits, shared accommodation and halls of residence, for properties of all sizes throughout the UK. Covers loss or damage as a result of all standard perils in addition:

Accidental Damage to Home Entertainment Equipment
Accidental Damage to Mirrors and Glass
Accidental Loss of Oil and Metered Water.
Temporary Removal.
Alternative Accommodation.
Tenants Liability to the public up to £2,000,000
Accidental damage to Landlords Contents

Personal Possessions

We offer additional cover for personal possessions provided that they belong to you or your family and that they are mainly used for private purposes. This includes personal effects, valuables and money.

Full details are available in the attached policy wordings and should be fully understood prior to taking out the policy. The above information provides only a brief explanation of the policy, and full details are available in the attached policy wordings.

Our products are all available online through our 'Quick Quote' system. Alternatively call our customer services team on 0844 493 5649. By quoting the 'Orchard Green Online Promotion' you will ensure that you will continue to benefit from our online discounts which can be as much as 35% lower than other market rates.
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Tenants Contents Insurance

Residential Landlords Insurance

Insurance for Let Properties