Terms and Conditions
Welcome to our website. If you continue to browse and use this
website you are agreeing to comply with and be bound by the
following terms and conditions of use, which together with our
privacy policy govern Orchard Green's relationship with you in
relation to this website.
The term “Orchard Green Insurance" or "us" or "we" refers to the
owner of the website whose registered office is 14 Monarch Court,
Lyttleton Road, Hampstead Garden Suburb, London, N2 0RA. The term
"you" refers to the user or viewer of our website.
The use of this website is subject to the following terms of use:
- The content of the pages of this website is for your general information and use only. It is subject to change without notice.
- Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
- Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
- This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
- All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
- Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
- From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
- You may not create a link to this website from another website or document without Orchard Green's prior written consent.
Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.
Privacy Policy
This privacy policy sets out how Orchard Green uses and protects any
information that you give Orchard Green when you use this website.
Orchard Green is committed to ensuring that your privacy is
protected. Should we ask you to provide certain information by which
you can be identified when using this website, then you can be
assured that it will only be used in accordance with this privacy
statement.
Orchard Green may change this policy from time to time by updating
this page. You should check this page from time to time to ensure
that you are happy with any changes. This policy is effective from
1st January 2007.
What we collect
We may collect the following information:
- name and job title
- contact information including email address
- demographic information such as postcode, preferences and interests
- other information relevant to customer surveys and/or offers
What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
- Internal record keeping.
- We may use the information to improve our products and services.
- We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
- From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.
Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
How we use cookies
A cookie is a small file which asks permission to
be placed on your computer's hard drive. Once you agree, the file is
added and the cookie helps analyse web traffic or lets you know when
you visit a particular site. Cookies allow web applications to
respond to you as an individual. The web application can tailor its
operations to your needs, likes and dislikes by gathering and
remembering information about your preferences.
We use traffic log cookies to identify which pages are being used.
This helps us analyse data about webpage traffic and improve our
website in order to tailor it to customer needs. We only use this
information for statistical analysis purposes and then the data is
removed from the system.
Overall, cookies help us provide you with a better website, by
enabling us to monitor which pages you find useful and which you do
not. A cookie in no way gives us access to your computer or any
information about you, other than the data you choose to share with
us.
You can choose to accept or decline cookies. Most web browsers
automatically accept cookies, but you can usually modify your
browser setting to decline cookies if you prefer. This may prevent
you from taking full advantage of the website.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
- whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
- if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at info@orchardgreengroup.co.uk
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.
You may request details of personal information which we hold about
you under the Data Protection Act 1998. A small fee will be payable.
If you would like a copy of the information held on you please write
to 14 Monarch Court, Lyttleton Road, Hampstead Garden Suburb,
London, N2 0RA.
If you believe that any information we are holding on you is
incorrect or incomplete, please write to or email us as soon as
possible, at the above address. We will promptly correct any
information found to be incorrect.
General
The insurance products offered on this site are provided by RGA Underwriting Ltd which is not part of the Orchard Green Group. Orchard Green Group acts solely as an introducer of the product.
When offering Mortgages and Finance, Orchard Green act as an introducer to a number of finance lenders. You should not view any of the information contained in this website as a personal recommendation or solicitation to take out any product. Before taking any action please read our Terms and Conditions of business.
OGI is an Orchard Green Group Company Registered in England No.: 06023102
Disclaimer
The information contained in this website is for general information purposes only. The information is provided by Orchard Green and whilst we endeavour to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.
Any reliance you place on such information is
therefore strictly at your own risk.
In no event will we be liable for any loss or damage including
without limitation, indirect or consequential loss or damage, or any
loss or damage whatsoever arising from loss of data or profits
arising out of, or in connection with, the use of this website.
Through this website you may be able to link to other websites which are not under the control of Orchard Green. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Orchard Green takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
It is important that you carefully research the market where you want to buy your let property.
Websites
Residential Landlords Insurance